En/terms Of Payment

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Yape (pronounced [ˈʝape]) is a super-app digital wallet and mobile payment application developed by the Banco de Crédito del Perú (BCP) in 2016. It was designed to simplify financial transactions for individuals and businesses. As of 2025, it has over 20 million users. Its features include instant, commission-free peer-to-peer transfers, bill payments, and purchases using a smartphone via a phone number or QR code, without requiring a traditional bank account, allowing it to be used by the unbanked population. Since its release, features added to the app include services such as microcredits, international remittances, and e-commerce purchases through Yape shop, and integration with international payment networks like TerraPay and EBANX for cross-border transactions. Its user-friendly interface and widespread acceptance by over 2 million businesses have made it a cornerstone of Peru's digital economy, reducing cash dependency and fostering seamless, secure financial interactions.

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Article title : Yape (payment)
"Yape (pronounced [ˈʝape]) is a super-app digital wallet and mobile payment application developed by the Banco de Crédito del Perú (BCP) in 2016. It was..."
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